Wednesday, February 07, 2007
~ 6:15 PM ~
At the moment, I am trying to decide whether or not now would be a good time to buy my own place and move out - and its a decision i'm both struggling, and excited about.
All perthies know that the situation for first time home buyers here in Perth is quite dire. The prices have skyrocketed in recent months, and most people are unable to afford anything decent (or anything at all).
I am fairly independent - I pay for all my expenses, I pay for all the bills in my family, and I don't rely on credit at all. The only thing missing is my own space and my own place to call my own.
I am however, caught in between that struggling "should i stay and save a bit more, or should i move out?" phase. I have been to a few mortgage brokers recently and have been given quotes for the max loans that I can take out. I could probably afford a decent apartment in the city, but if I do, my quality of life in terms of my penchant for life's luxuries and goodies would decrease.
But isn't that part of growing up? Learning to take that responsibility and putting money towards your own place... ?
Most people tell me to wait until Quan gets back then we can buy a place together.... but 1. I dont want to rely on anyone to buy my apartment or to be the reason I can afford something better.... and 2. It's not going to be for another 12-18months, and I really want my own place now..
So where does that leave me?
* 12 -18 months of more saving but a nicer place in the end..... ?
* Purchasing something quite decent and having a place to call my own.. but saying no to nice clothes and nice shoes?
* Renting - That's a no for me. It's money wasted and I wouldnt want that..
So friendly people - what are your opinions?Labels: life, Misc
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